My company suffered a loss and thought we were covered. We were not.

My company only hears from our insurance agent / broker when policies are due for renewal.

My company only hears from our insurance agent / broker when policies are due for renewal.

We do not know who manages and administers our workers’ compensation claims.

My company’s loss history makes it difficult for us to purchase insurance.

My company may not be properly insured.

I can locate my insurance policies, declarations, and insurance summary.

I am dissatisfied with my insurance carrier, insurance broker or agent.

My company has not conducted a Claim Review with our insurer or claims administrator.

I can not recall when our company last conducted a Claim Audit.

My company has been contacted regarding an OSHA inspection.

My company’s workers’ compensation lost wages exceed 90% of our total program costs.

My company has no Disaster Plan, Contingency Plan or Risk Management Plan.

I am aware of my company’s medical cost containment results.

My company receives the maximum credit available under our state approved program.

I am dissatisfied with my company’s claims handler or claims administration services.

I know my company’s experience modification rating (“mod”).

My company needs help evaluating the risks of a company we may purchase.

No one in our organization is responsible for risk management.

My company does not have a Drug-Free Workplace Program.

My company is considering to outsource its risk management functions.